€25 of free credit the moment you join. Get paid in seconds with SEPA Instant — same day at worst, never the three days a card takes. Payment links, professional invoices, appointment bookings, direct debits, recurring billing and industry bundles — built for Irish and UK businesses running on Fire Open Banking.
Built for Irish & UK businesses that bank with Fire
⚡ SEPA Instant — live now
SEPA Instant is live on FireBuddy today. From most banks your customer approves the payment and the money is in your Fire account before they've closed the tab. A few Irish banks haven't switched instant on yet — those payments still land the same day. Either way there's no acquirer, no settlement cycle and no waiting until Tuesday.
From most banks the payment arrives the moment your customer approves it. Even from a bank still switching instant on, it's the same day — never a three-day settlement cycle, and never money that lands on a Friday you can't spend until Monday.
No acquirer, no payout schedule, no rolling reserve held back "for risk". The money lands in the account you already use, in the currency you charged.
Your customer approves it in their own banking app with their own security. You never touch a card number — nothing to leak, and nothing to be reversed months later.
SEPA Instant for euro payments, Faster Payments for sterling. Both arrive in seconds, into the matching Fire account.
Instant arrival needs your customer's bank to send on SEPA Instant or Faster Payments. UK banks are on Faster Payments across the board; in Ireland most banks are live on SEPA Instant, though a few are still rolling it out — a payment from one of those still completes normally, it just takes longer than seconds. Under EU rules every euro provider must offer instant transfers by 9 July 2027. FireBuddy is ready now, and gets faster as each bank switches on.
Features
From shareable payment links to professional invoices — FireBuddy runs your entire payment workflow — on your own Fire account.
Payment Links
Generate shareable payment pages in seconds. Add a product, set a price, copy the link — your customer pays directly via Fire Open Banking. No coding required.
Every link gets a clean hosted page at firebuddy.info/pay. Share via email, WhatsApp, or embed the widget on your site.
Split any payment into a schedule. Customers see the full plan upfront and pay each installment with one click.
Every payment link generates a QR code automatically — perfect for print, events, or in-person sales.
Auto-generated QR code
Invoices
Create and send branded invoices to clients with a built-in "Pay Now" button. Your customer pays via Fire — you get notified the moment it lands.
Every invoice gets its own professional page. No PDFs to design, no attachments to download.
Set reminder schedules and let FireBuddy chase late payers automatically — politely.
Customers receive a receipt the moment they pay. Looks professional, builds trust.
Client Management
Store client details once and attach them to invoices, payment links, and instalment plans. See everything a client owes and has paid — at a glance.
Name, email, address, and notes — everything in one place, linked to all their payments.
Sync with your Fire account to see incoming and outgoing transfers. Know exactly what's cleared.
Each client gets a hosted portal page where they can view all their invoices and payment history.
Appointment Booking
Turn any payment link into a bookable appointment. Set your weekly hours, customers pick a slot and pay to confirm — slots only lock when payment clears. Automatic reminders go out 24 hours and 30 minutes before.
Calendly-style date picker with morning/afternoon/evening groupings. Slots are held while the customer pays and only confirmed once payment clears in Fire.
Confirmation email with an Add-to-Calendar button, plus 24-hour and 30-minute reminder emails — all sent automatically.
Manage every booking from your dashboard. Inline reschedule picks a new slot from your live availability — no back-and-forth emails.
How it works
No developer needed. No complex integrations. Just connect your Fire account and start getting paid.
Create your free FireBuddy account and link your existing Fire.com business account. We verify your credentials in seconds.
Build payment links, send invoices to clients, or embed a payment widget on your website. All from your dashboard.
Customers pay via Fire Open Banking. Money lands in your Fire account. FireBuddy tracks every payment in real time.
Everything included
Drop a payment widget onto any website with two lines of code. Works in WordPress, Webflow, Squarespace — anywhere.
Payments go directly from your customer's bank to your Fire account. No card fees, no Stripe commission, no delays.
See every payment, invoice, and client in one clean view. Know what's paid, what's pending, what's overdue.
Split any payment into a schedule. Set due dates, send automated reminders, and track each instalment individually.
Receipts go out the moment payment clears. Overdue reminders chase clients automatically so you don't have to.
No card data ever touches your server. FireBuddy uses Fire's regulated Open Banking infrastructure — secure from day one.
Every payment link and invoice auto-generates a QR code. Perfect for print, events, proposals, or in-person sales.
Clients get their own portal page to view all invoices and payment history. Professional, no login required.
Sync with your Fire account to see incoming transfers, match them to invoices, and keep your books clean.
Customers pick a slot from your weekly availability and pay to confirm. 24-hour and 30-minute reminder emails fire automatically.
Set up mandates, run one-off or scheduled collections, and let customers authorise in minutes. Perfect for recurring services.
Turn any link into a monthly, quarterly or annual subscription. Customers pay on schedule, you focus on the work.
Price links and invoices in either euros or pounds. Each payment lands in the matching Fire account — no FX surprises.
Track VAT, PAYE and income tax. Slack reminders 14 days before each return is due so you never miss a Revenue or HMRC deadline.
Invite your accountant, bookkeeper or sales team with role-based permissions. Up to 5 seats on Business.
Watch every payment move through Fire's pipeline in real time — Viewed → Consent → Authorised → Settled, with timestamps.
Every link gets an 8-character short code. firebuddy.info/pay?id=gk9x9duv beats 36-character UUIDs everywhere.
What's inside
Each section replaces a separate tool in your stack. Cancel the subscriptions, keep the features, roll it into one FireBuddy account on one simple plan.
Payment links, invoices, bookings, direct debits, recurring billing, payouts and instalment plans — the whole money-in, money-out pipeline.
Tax tracker for VAT, PAYE and income tax with Revenue/HMRC deadlines. One-click CSV export to Xero or QuickBooks, and a full audit log.
Track your own cover and policies — and earn commission by offering warranty, travel or shipping add-ons at checkout on every payment link and invoice.
Projects, retentions, subcontractors (RCT in Ireland, CIS in the UK), supplier bills and job-level profitability for builders, plumbers, electricians and contractors.
Stock pipeline, pay-to-confirm holding deposits via QR, test drive bookings, F&I upsell catalogue with live attach rate, branded handover packs, and margin-scheme VAT reports for IE and UK — everything an independent used-car dealer does, minus the spreadsheets.
Plan the day, track vendor quotes, budget spend, take RSVPs and collect cash gifts — all from a public wedding page at firebuddy.info/w/<slug>.
Lightweight CRM attached to every invoice, link, booking and instalment plan. Each client gets their own hosted portal — no login required.
Team access with role-based permissions, branded emails and payment pages, availability calendar, notification preferences and Fire API connection.
Stripe fees + Calendly + Xero seats + accounting software + CRM + construction tools + wedding website — all replaced by one FireBuddy account on one simple plan where your monthly order comes back as credit that pays your fees.
Industry bundles
Each is a business within your business — add a bundle and instantly unlock a new sidebar section, purpose-built for how your industry actually gets paid.
Payment links, recurring billing, instalments, direct debits, payouts and FX — all over Fire Open Banking.
Explore Payments →Invoices, bills, bank reconciliation, VAT & tax, payroll — books that keep themselves as the money moves.
Explore Accounting →Plan the day, track vendor quotes, budget spend, take RSVPs and collect cash gifts on a public page.
Explore Wedding →Projects, retentions, subcontractor bills, payout approvals and cash-flow — for builders and trades.
Explore Construction →Policy book, renewal reminders + collection, claims tracking, checkout add-ons and provider management.
Explore Insurance →Stock, deals, test-drive bookings, F&I upsells and margin-scheme VAT reports — for motor dealers.
Explore Car Dealer →More bundles coming — hospitality, fitness, consulting. Want one for your industry?
White-label FireBuddy for your clients. They get a payment dashboard under your domain and brand. You earn recurring revenue for every active account.
60-minute consultation — we'll map FireBuddy to how your business actually runs, answer questions on Fire Open Banking, and show you the features that'll save you the most time. Book + pay in one flow, picked from live availability.
Pricing
Pure pay-as-you-go: top up FireBuddy Credits and every payment costs a flat 30 cents — any payment size, a fraction of card rates — drawn from them automatically. Instant: the money is yours in seconds, not next week. No card needed to start — €25 of free credit lands the moment you join and covers your first payments. Your credit never expires.
Pay as you go
30c/payment
top up FireBuddy Credits from €100 — fees draw them down automatically, and they never expire
A €1,000 payment costs €0.30 in FireBuddy fees — the same payment on cards costs about €15.25 and lands next week. Use more than your monthly Credits? Top up in bulk for bonus credit in your dashboard, where your live savings are tracked payment by payment.
Rates above are FireBuddy's own fees. Fire charges its own transaction fees on your account, deducted by Fire — so the amount landing in your account is the payment less Fire's fee. See your Fire agreement for those rates.
Payments, invoices, appointments, direct debits, recurring billing, industry bundles — one dashboard, one simple price, powered by Fire Open Banking.
No credit card required — €25 of free credit lands when you join. Works with your existing Fire account.